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The following changes, care, treatment, services, conditions and/or
@ situations are excluded from coverage:
- Pre-existing conditions
- Medical care by a person not considered a medical doctor
- Alternate medicine and treatment such as acupuncture,
chiropractic (sekkotsu-in), etc.
- Pregnancy, childbirth, abortion and/or complications thereof
- Accidents, diseases, or death due to alcohol, medicine (without
prescription), or illegal drugs
- Intentional injury, suicide or attempted suicide
- Accidents due to high-risk sports
- Medical care for substance abuse
- War, revolution, terrorism, demos, riots, etc.
- Dental care, except if it is due to an accident covered under this plan
- Plastic surgery, aesthetic surgery, hair transplants, etc.,
except if required due to an accident covered under this Plan
- Natural disasters: earthquake, storm, etc.
- Organ transplants, in whole or in part
- Treatment for mental health, HIV
- Nuclear radiation accidents
This is a partial summary of exclusions. For more details, please see
the Terms of Membership on the back of the Application Form.
The terms are written in very plain and easy-to-understand English ...
not camouflaged in tricky legal jargon.
Maruken Office
President FUKUMOTO Ken'ichi
272-0824 Chiba-ken Ichikawa-shi Sugano 6-8-8-101
TEL 047-710-4411@FAX 047-710-4412@d-fax 020-4664-6220
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